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FLORIDA LEGISLATURE

Constitutional Florida-Based Transactional (Gold & Silver) Currency
Are you feeling the impact of inflation?

FLORIDA HAS THE ANSWER

Imagine a Florida gold-based currency you can spend that keeps up with inflation!
 

It can happen with your support!

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Current Legislative Action

Bill Numbers

HB999

SB132

Bill Sponsors

Representative Doug Bankson

Senator Ana Rodriguez

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The Latest News...

Representatives Doug Bankson filed House Bill HB999 on 3/5/2025; it would officially recognize gold and silver as legal tender and repeal state taxes on their use and exchange. Senator Ana Rodriguez sponsored the companion bill SB132 in the Senate.

UPDATE 4/21/2025: HB999 has passed out of committee on the House side and will go to a House floor vote this week.

UPDATE 4/30/2025: HB999 HAS PASSED THE FULL LEGISLATURE AND IS HEADED TO THE GOVERNOR'S DESK!!

Florida 2026 — at a glance

Session dates

January 13 – March 13, 2026 (60-day Regular Session; adjourned sine die)

Bills enacted

CS/CS/HB 1311 (Rep. Bill Bankson) — Senate companion SB 1588 (Sen. Joe Gruters); related companion measure SB 1452 also passed as Ch. 2026-174

Primary sponsors

Rep. Bill Bankson (House, HB 1311); Sen. Joe Gruters (Senate companion, SB 1588)

Committee progress

SB 1588 reported from Senate Banking and Insurance with amendments (Feb. 5, 2026), then to Rules

Floor votes

House passed CS/CS/HB 1311 108–0; Senate passed it 31–1 (Sen. Kathleen Passidomo, R-Naples, dissenting), both on/around March 5–6, 2026

Final status

Signed into law by Gov. Ron DeSantis, effective June 11, 2026 — Chapter 2026-132, Laws of Florida

Key obstacle cleared

HB 999 (2025) carried an automatic-repeal sunset unless implementing rules were legislatively ratified by June 30, 2026. HB 1311 both ratified the rules and repealed that sunset outright.

Legislative history

Builds directly on HB 999 (2025), signed May 27, 2025 as Chapter 2025-100 — the original legal-tender recognition law effective July 1, 2026

Comparative significance

Florida becomes one of the first large states to carry a legal-tender gold/silver law all the way through implementation into permanent law, using a rule-ratification model rather than a state-run depository

 

Recent News and Updates

Florida

Florida Made Gold and Silver Legal Tender — Permanently. Now ...

   On 27 August 2026
ADVOCACY Florida · 2026 Legislative Session · transactionalgold.com Zero no votes in the House. One in the Senate. And a sunset clause erased for good. Transactional Gold and ...
Featured Florida General Update

Florida Finalizes Landmark Constitutional Money Framework, ...

   On 5 August 2026
FOR IMMEDIATE RELEASE Florida Finalizes Landmark Constitutional Money Framework, Clearing the Way for Gold and Silver Legal Tender Tallahassee, FL — Florida has finalized one of ...
Featured Missouri Texas Florida Arkansas

The Transactional Gold Revolution Begins

   On 6 June 2025
FOR IMMEDIATE RELEASE Four States Spearhead Transactional Gold Revolution, Wielding $5 Trillion in Economic Might Southlake, TX – A bold movement to establish gold as legal tender ...

Key Resources

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Pirate Money Book

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Florida Transactional Gold and Silver Flyer

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Pirate Money Treasure Map

This Treasure Map is an incredible tool for explaining the history of our monetary problem, and the Transactional Gold and Silver solution!

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New to Transactional Gold and Silver? Start here.

The eight questions people ask first, answered in plain language. Each answer links to the full article in the TGS Answer Library.

“Just Another Way to Pay.”

Browse the full TGS Answer Library →

What is Transactional Gold and Silver?

Transactional Gold and Silver (TGS) lets ordinary Americans own real, physical gold and silver and spend it like money. The metal is held in a secure vault within the United States, in your name, and a debit card or app lets you pay for everyday purchases while merchants receive ordinary U.S. dollars. TGS is state legislation that sets the rules; private companies provide the service. It is voluntary, and it is “Just Another Way to Pay.”

Read the full answer → transactionalgold.com/transactional-gold-faqs/what-is-transactional-gold-and-silver

Why do we need Transactional Gold and Silver?

Because the dollar keeps buying less, and ordinary Americans have had no practical way to use gold and silver as everyday money. The U.S. dollar has lost approximately 90% of its purchasing power since 1971, while gold has held its value over time. Transactional Gold and Silver (TGS) is the law that connects the two through a debit card, making that protection official, safeguarded, and available to anyone, not just the wealthy.

Read the full answer → transactionalgold.com/transactional-gold-faqs/why-do-we-need-transactional-gold-and-silver

How does it actually work? How do I spend gold?

You put dollars into a Transactional Gold and Silver (TGS) account, and the provider buys gold or silver for you, measured by weight, so you can start with a small amount. When you pay at the grocery store, the system calculates the exact fraction of gold or silver needed and converts it, and the merchant receives ordinary U.S. dollars. Nothing changes at the register, transactions are seamless and happen at the speed of society today. If you spend your gold, your gold balance simply goes down by the amount you spent.

Read the full answer → transactionalgold.com/transactional-gold-faqs/how-does-a-gold-and-silver-debit-card-work

Who benefits from Transactional Gold and Silver?

Consumers and businesses benefit by having another easy to use payment system. Now gold and silver have easy liquidity and transactional capabilities. Transactional Gold and Silver (TGS) gives ordinary Americans another way to own and use gold and silver, starting with amounts as little as $5. Now, it’s easy to start saving gold and silver or spend it when needed.

Read the full answer → transactionalgold.com/transactional-gold-faqs/who-benefits-from-transactional-gold-and-silver

Is Transactional Gold and Silver legal?

Yes. Article I, Section 10 of the U.S. Constitution says no state may make anything but gold and silver coin a tender in payment of debts, and states can recognize gold and silver as legal tender under their own law. Transactional Gold and Silver (TGS) legislation builds on that foundation. The state sets the legal framework and safeguards, and authorized private providers deliver the service. (Note: The state does not buy the gold or silver, they do not become a bank or have to operate a vault.)

Read the full answer → transactionalgold.com/transactional-gold-faqs/is-transactional-gold-and-silver-legal

Is Transactional Gold and Silver a cryptocurrency?

No to both. Transactional Gold and Silver (TGS) is backed by real, physical gold and silver held in a vault in the United States, not by a digital token on a blockchain. It is not a central bank digital currency either: no central bank issues it, the government does not run the accounts, and nobody is required to use it. The card or app is simply modern payment technology for spending gold and silver you own.

Read the full answer → transactionalgold.com/transactional-gold-faqs/is-transactional-gold-and-silver-cryptocurrency

Does Transactional Gold and Silver replace the U.S. dollar?

No. Transactional Gold and Silver (TGS) adds an option rather than taking one away. You can keep your bank account, cash, and cards, and merchants who accept a TGS payment still receive U.S. dollars. Participation is entirely voluntary for consumers, businesses, merchants, and financial institutions.

Read the full answer → transactionalgold.com/transactional-gold-faqs/is-transactional-gold-and-silver-trying-to-replace-the-dollar

Which states have passed Transactional Gold and Silver laws?

Six states (Texas, Florida, Arkansas, Louisiana, Utah, and Missouri) have enacted Transactional Gold and Silver (TGS) laws, and more states are considering TGS bills.

Read the full answer → New answer, no article yet. Link to be added.

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