Thrifty Blog
Featured Insights for
Small Businesses
- John Doe
- 22 April 2022
Get out there and think outside the box
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Recent Articles
- Laurie Carnrick Bolton
- December 22, 2025
A plain-language explanation of how to convert a TGS balance to U.S. dollars -- and when that makes sense. Positioning...
- Laurie Carnrick Bolton
- December 15, 2025
A plain-language explanation of the redemption right written into the TGS Act -- and how physical delivery works in...
- Laurie Carnrick Bolton
- December 8, 2025
A plain-language explanation of how TGS separates custody from payment -- and what that means when digital...
- Ben Parris
- December 1, 2025
A plain-language explanation of how TGS separates custody from payment -- and what that means when digital...
- Laurie Carnrick Bolton
- November 25, 2025
The convergence of five factors that made TGS politically possible and practically ready right now.
- Laurie Carnrick Bolton
- November 17, 2025
The legislative momentum, the five-state proof, and the policy arguments driving TGS adoption. Positioning statement...
- Laurie Carnrick Bolton
- November 3, 2025
A plain-language explanation of how Article I, Section 10 of the U.S. Constitution authorizes TGS -- and why the...
- Laurie Carnrick Bolton
- October 27, 2025
A plain-language explanation of why TGS legislation requires Allocated Specie used for Constitutional Money Services to...
- Laurie Carnrick Bolton
- October 20, 2025
The constitutional, practical, and political reasons why TGS works through state legislation rather than federal law.
- Laurie Carnrick Bolton
- October 6, 2025
A plain-language answer to one of the most common TGS misconceptions -- and the important distinction between personal...
- Laurie Carnrick Bolton
- October 2, 2025
A plain-language explanation of why gold maintains purchasing power over time -- and what that means for TGS account...
- Mike Carter
- September 29, 2025
The three-part case for why TGS exists -- inflation, access, and technology.
- Mike Carter
- September 23, 2025
A plain-language explanation of the difference between TGS as money and gold as an investment -- and why that...
- Ben Parris
- September 10, 2025
How TGS works as a personal rainy day fund – and what it means to put your own savings on a gold standard
- Ben Parris
- August 22, 2025
A plain-language guide to understanding price risk in a TGS account – and how to manage it.
- Ben Parris
- August 12, 2025
A direct answer for citizens who have never thought about gold -- and why TGS is relevant to their everyday financial...
- Mike Carter
- August 11, 2025
What are the custody and depository options for TGS?
- Ben Parris
- August 11, 2025
A plain-language guide to how TGS can help small businesses manage inflation, attract customers, and diversify treasury...
- Laurie Carnrick Bolton
- August 4, 2025
A plain-language guide to the current state and federal tax treatment of TGS transactions — and what account holders...
- Mike Carter
- July 15, 2025
A feature-by-feature comparison of TGS and stablecoins – physical gold versus blockchain-based digital tokens.
- Mike Carter
- July 2, 2025
A feature-by-feature comparison of TGS and prepaid debit cards; same payment experience, fundamentally different...
- Mike Carter
- June 23, 2025
A feature-by-feature comparison of TGS accounts and physical gold coin ownership -- and why they are not mutually...
- Mike Carter
- June 16, 2025
A feature-by-feature comparison of TGS and gold exchange-traded funds -- and why they serve very different purposes.
- Mike Carter
- June 5, 2025
A feature-by-feature comparison of TGS and a standard checking or savings account.
- Laurie Carnrick Bolton
- June 2, 2025
A plain-language guide to the consumer protections built into the TGS legislation—and why the law focuses on risks...
- Ben Parris
- May 26, 2025
How making gold and silver transactional can expand the market for consumers and businesses throughout the...
- Ben Parris
- May 21, 2025
A plain-language explanation of the state's role in TGS — and why recognizing and regulating Transactional Gold and...
- Mike Carter
- May 6, 2025
A plain-language guide to TGS in Texas -- the state that already has the infrastructure, the legislation, and the...
- Laurie Carnrick Bolton
- April 29, 2025
A plain-language guide to the revenue, industry, and economic resilience benefits of TGS — with a concrete model built...
- Ben Parris
- April 22, 2025
A plain-language guide to how TGS addresses the specific financial pressures retirees face — inflation, fixed income,...
- Mike Carter
- April 10, 2025
A plain-language, balanced guide to the real risks of TGS accounts — and the protections that address each one.
- Ben Parris
- March 31, 2025
A plain-language guide to everywhere a TGS debit card works — and the one thing that determines whether a merchant...
- Laurie Carnrick Bolton
- March 24, 2025
A plain-language explanation of how fractional ownership makes real physical gold and silver accessible in everyday...
- Laurie Carnrick Bolton
- March 20, 2025
Can ordinary Americans own gold and silver through TGS? A plain-language guide to how TGS lowers the barriers to...
- Mike Carter
- March 18, 2025
A plain-language guide to the core components of modern Transactional Gold and Silver legislation — for legislators,...
- Laurie Carnrick Bolton
- March 10, 2025
What should a model TGS bill include? A plain-language guide to the eight core components every Transactional Gold and...
- Mike Carter
- February 13, 2025
- Laurie Carnrick Bolton
- February 4, 2025
A plain-language guide to the constitutional foundation, state legislation, and legal status of Transactional Gold and...
- Laurie Carnrick Bolton
- January 21, 2025
A plain-language explanation of the difference between physical gold and silver and digital tokens — and why the...
- Laurie Carnrick Bolton
- January 3, 2025
A plain-language guide for citizens, legislators, business owners, and researchers.
- Laurie Carnrick Bolton
- November 25, 2024
The shortest important article in the TGS Answer Library -- one statutory sentence ends this question permanently.
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